Beyond the table
Why there's no Hi-Opt I index chart here — and what replaces it
Search for a Hi-Opt I index and you are usually looking for one exact number: the true count where 16 vs 10 flips from hit to surrender, or where insurance turns profitable. Those numbers exist, but they were calculated and published by specific authors for one fixed rule set and deck count.
BJCPRO does not reprint them, for the same reason QFIT — the reference software for exactly this question — does not either: the tables are the authors’ work, not public domain. The math behind them is public, though, and BJCPRO’s engine runs it directly from the exact composition of your table’s shoe, for any rule set or deck count, with no number to memorize.
That is also why a Hi-Opt I index calculated for a six-deck S17 game will not hold at a two-deck H17 table — an index is tied to one specific rule set. The calculator below is not.